Driving Without Insurance NJ

Cherry Hill NJ Driving without Insurance Attorney

Traffic Defense Lawyers for Uninsured Drivers in South Jersey

Driving without Insurance Defense Lawyer Near Me Pennsauken NJ
Driving Uninsured Charges in New Jersey

There are a few unavoidable expenses in life and if you are going to be driving a motor vehicle in New Jersey, automobile insurance is one of them. If you are pulled over by the police and caught driving without insurance, you can face serious charges and significant fines. Individuals who drive with no insurance are known as “uninsured motorists.” In New Jersey, this offense is treated seriously because uninsured motorists drive up the cost of insurance for others significantly and create a safety, financial, and legal liability for other drivers on the road. Whether you are driving without insurance in New Jersey because you could not afford to get car insurance, you forgot to get a policy, you were driving someone else’s uninsured car, you thought it was unnecessary, your insurance expired without your knowledge, or any other reason, you may be stopped and charged with a violation of N.J.S.A. 39:6B-2. When you find yourself facing driving without insurance charges, it is time to call a lawyer with the knowledge and experience to best defend you in court.

Our highly experienced defense attorneys have a depth of knowledge and practical skill when it comes to defending clients charged with criminal and traffic offenses in New Jersey. Partner William C. Fay has maintained an impeccable reputation among his colleagues and most importantly, his clients, for years. To find out more about what you’re facing when charged with operating a motor vehicle uninsured in New Jersey and what you can do to protect yourself, contact our local office today at 609-832-3202. We will provide you with a free consultation and discuss your legal options when appearing in courts throughout the area. Don’t delay in finding the answers you need.

Driving Without Insurance Charges under N.J.S.A. 39:6B-2

Under N.J.S.A. 39:6B-2, if you are the owner or registrant of a vehicle who is required to carry automotive liability insurance and you operate the vehicle without such insurance, you may be charged with driving without insurance. You can also be charged with this offense even if you are not the owner or registrant, if you drive the vehicle and know, or should have known, that the vehicle was uninsured.

If you are pulled over by the police and you are unable to provide proof of insurance when they request it from you, there is a rebuttable presumption that you are uninsured at that time. That means that it will be up to you to prove that you did in fact have a policy or you may be found guilty of driving without insurance.

Penalties if You are Charged with Driving with No Insurance in NJ

The penalties for driving without insurance in New Jersey increase with each subsequent offense. If you are a first time offender and you are found guilty, you will face mandatory license suspension. You will also face a fine of $300 to $1,000, as well as additional DMV and court fees, and be ordered to serve community service. Second time offenders convicted of driving uninsured face more significant punishments, including a mandatory prison sentence of 14 days, license suspension for 2 years, and fines of up to $5,000.

Winslow NJ Driving Uninsured Lawyer

As you can see, a charge for driving without insurance is not something to be taken lightly, as it can result in mandatory license suspension and even imprisonment if this is your second offense. However, a charge for driving without insurance does not mean you will definitely be convicted. An experienced traffic defense lawyer in New Jersey can strategize and argue defenses on your behalf to help you avoid a conviction. These defenses may include that you did not know the car was uninsured and had no reason to know, or that the vehicle was registered in another state and was not principally garaged in New Jersey. Contact the skilled attorneys at our firm today at 609-832-3202 for a complete review of your case to determine your best strategy moving forward. Consultations are always provided free of charge.


testimonials reviews
"Excellent criminal defense lawyer"

"William handled a matter for me and exceeded my expectations. He was excellent in all areas of the law and achieved an outstanding result. Best of all,he demonstrates honesty and integrity. I would highly recommend William and already have."


testimonials reviews

"I was so scared and nervous about my legal situation but Mr. Fay did an outstanding job with my case!!! I was so relieved with the outcome and he worked so hard for me! He was so calm and understanding and I’m so grateful for him. Thank you so very much for helping me! I am so grateful appreciative."


testimonials reviews
"All Charges Dropped & Expunged"

"William defended me in my marijuana + paraphernalia case, he had all charges dropped and expunged! Despite the fact I was long past conditional discharges/probation, etc. He has a sharp wit and a bright future ahead of him as an attorney. Thanks again Will!"


testimonials reviews
"Fantastic Lawyer"

"Mr. Fay is a fantastic lawyer. He helped me during a very stressful time in my life. He was knowledgeable about my case and what my options were. He answered all my questions and was very reassuring. He was there waiting for me at the entrance on my court date and made me feel at ease. He worked with the prosecutor to reduce my charges. I got the best outcome I could have hoped for. I highly recommend Mr. Fay if you need a lawyer."


testimonials reviews
"Marijuana Charges"

"I was arrested and summoned to court for possession of marijuana, even though I didn't have any on me. It was my first time getting in trouble and I was terrified and nervous. Mr. Fay came into court prepared and was extremely assuring. He made it very clear that he was going to fight for my case until the very end. He was extremely knowledgable about my case and the ways to resolve it. I would recommend Mr. Fay to anyone who has gotten into trouble."

former client

testimonials reviews
"Excellent lawyer. Highly recommended."

"Mr. Fay is extremely caring and knowledgeable. He took the time to explain the entire process in a very clear manner and was a tremendous help during a stressful time. He was always available to take a phone call and really showed that he cared about me and my case. I highly recommend Mr. Fay as an attorney." "

former client

testimonials reviews
"Highly recommend"

"Great lawyer. Created a best possible outcome for my case."

former client

testimonials reviews
"Amazing job, explains very clearly"

"He did a fantastic job on my case, making my penalty much less than I thought it could possibly be. He clearly understands what he is doing and can explain everything in a way that anyone can understand. Any questions I had were answered very clearly and he listened to all small details of my case."

former client

Request a Free Consultation

Request a Free Consultation

If you or someone you love has been charged with a criminal or DUI offense in New Jersey, finding the answers you need to make informed decisions is critical. Complete our contact form to request your free consultation or contact 609-832-3202

We are available 24/7 Nights and Weekends to Provide Free Consultations | Hablamos Español